The importance of financial literacy – 5 reasons

April is ‘Financial Literacy’ month. This is to spread awareness of the importance of this issue. It is the possession of a set of skills and knowledge that will allow an individual to make effective decisions on their fiances. Some of you might be thinking – ‘Well, why is it important?’ You are right, why Read More

5 financial habits of early retirees

Have you ever wondered what it takes to retire early? Remember, retiring early does not mean 30 years old. Even retiring at 50 is retiring early. Since the retirement age is sometime after 60. Since any age before 60 is retiring early, anyone on just about any income can do it. Have little to no Read More

Travel Hacking – What is it?

You’ve heard of house hacking but what is travel hacking? This is not a new concept, its been around since the 1970’s, when the first frequent flyer loyalty program was created. The basic idea is to take advantage of a situation to make it more cost-effective. Especially to earn free flights, hotels, and rental cars. Read More

7 ways to reach FIRE on a low income

Become debt-free. Especially all high-interest and/or depreciating debt. This should be the primary goal of those trying to reach FIRE because if the interest on your debt is 10% and you are earning 8% returns on your portfolio you are still out 2%. Cut grocery costs. As a foodie, this is a little difficult, but Read More