Travel hacking. What is it and what are the two ‘secret’ ways you can do it?

What is Travel Hacking? You’ve heard of house hacking but what is travel hacking? This is not a new concept as its conception was the frequent flyer program in the 1970s. The basic idea is to take advantage of a travel situation to make it more cost-effective. Especially to earn free flights, hotels, and rental Read More

The importance of financial literacy – 5 reasons

April is ‘Financial Literacy’ month. This is to spread awareness of the importance of this issue. It is the possession of a set of skills and knowledge that will allow an individual to make effective decisions on their fiances. Some of you might be thinking – ‘Well, why is it important?’ You are right, why Read More

5 financial habits of early retirees

Have you ever wondered what it takes to retire early? Remember, retiring early does not mean 30 years old. Even retiring at 50 is retiring early. Since the retirement age is sometime after 60. Since any age before 60 is retiring early, anyone on just about any income can do it. Have little to no Read More

7 ways to reach FIRE on a low income

FIRE stands for Financial Independence, Retire Early. There is a lot of discussion as to whether you can reach it on a low income. I believe it is possible since it is working for me so far. However, I am focused on the FI part because I chose a career path that I love, so Read More