Travel hacking. What is it and what are the two ‘secret’ ways you can do it?

What is Travel Hacking? You’ve heard of house hacking but what is travel hacking? This is not a new concept as its conception was the frequent flyer program in the 1970s. The basic idea is to take advantage of a travel situation to make it more cost-effective. Especially to earn free flights, hotels, and rental Read More

3 reasons to only use credit cards

Credit cards have received a bad reputation because of the high credit balances that many are struggling to pay off. However, if you do not feel the urge to make unnecessary big purchases, then a credit card is for you. The whole point, from the standpoint of the consumer, is to not rack up debt Read More

The Financial Diet

Just like when trying to lose weight, the relationship with food has to change. Meaning your lifestyle has to change. The same thing happens when paying off debt or reaching FIRE. All the extra and unimportant things must be cut off or at least cheaper options found. Once your cost-of-living is decreased, you can start Read More

Creating a budget is a stop on the way to financial freedom

Creating a budget has helped me to enjoy living in Stockholm. Having a budget tells you where your money is going, making it is less stressful. So you do not have to be screaming trying to figure out how to pay your rent because you spent too much money on avocado toast. So, I had Read More

You should study in Europe. Knowledge from someone pursuing a Ph.D.

Disclaimer: This article contains affiliate links, some of which might help you study in Europe, by making life easier. I am an American. I am pursuing my Ph. D. in Sweden. Why did I decide to study in Europe? It came down to two things: finding a university that would help me reach my research Read More