What is dividend investing and how can you do it?

Disclaimer: *This article may contain affiliate links* I’m not a licensed investment advisor. Also, I’m not a tax advisor and this is NOT tax advice. Please talk to a licensed investment advisor before making any financial decisions. Please talk to a licensed tax advisor before making any tax decisions.   What is investing? Investing means Read More

The Financial Diet

Just like when trying to lose weight, the relationship with food has to change. Meaning your lifestyle has to change. The same thing happens when paying off debt or reaching FIRE. All the extra and unimportant things must be cut off or at least cheaper options found. Once your cost-of-living is decreased, you can start Read More

What are the baby steps and should you do them?

Disclaimer: This post is a general overview of the baby steps and my opinions. It is not meant to replace Dave Ramsey’s books about the baby steps or financial peace university. I am not affiliated with Dave Ramsey or his companies. Some of you have heard of Dave Ramsey’s baby steps, which are a great Read More

The importance of financial literacy – 5 reasons

April is ‘Financial Literacy’ month. This is to spread awareness of the importance of this issue. It is the possession of a set of skills and knowledge that will allow an individual to make effective decisions on their fiances. Some of you might be thinking – ‘Well, why is it important?’ You are right, why Read More

5 financial habits of early retirees

Have you ever wondered what it takes to retire early? Remember, retiring early does not mean 30 years old. Even retiring at 50 is retiring early. Since the retirement age is sometime after 60. Since any age before 60 is retiring early, anyone on just about any income can do it. Have little to no Read More

7 ways to reach FIRE on a low income

Become debt-free. Especially all high-interest and/or depreciating debt. This should be the primary goal of those trying to reach FIRE because if the interest on your debt is 10% and you are earning 8% returns on your portfolio you are still out 2%. Cut grocery costs. As a foodie, this is a little difficult, but Read More