9 Millennial spending habits that are financial wastes

Financial waste is where money is not used intentionally. This is where money slips through the cracks of your budget. Figuring out where these cracks are will help your budget as every dollar/pound/euro/ will have a job. This is an updated version of the ones I have seen in the past. Especially since many people Read More

7 things I cut out of my budget

Make-up. Now this one was very hard for me to do as I loved to do my make-up and try new looks. I had to do this one slowly because I also had to learn to not associated self-confidence with this. I still have mascara, concealer, and lipsticks, but I do not buy as often Read More

3 reasons to only use credit cards

Credit cards have received a bad reputation because of the high credit balances that many are struggling to pay off. However, if you do not feel the urge to make unnecessary big purchases, then a credit card is for you. The whole point, from the standpoint of the consumer, is to not rack up debt Read More

5 simple ways to become zero-waste or minimalist and save money!

Reducing your carbon footprint and saving money do not appear to be a tandem team but they very well can be. Buy and sell second-hand goods. I can honestly make an entire post exclusively about this topic. However, the idea is that you sell the goods you are no longer using and instead of throwing Read More

The Financial Diet

Just like when trying to lose weight, the relationship with food has to change. Meaning your lifestyle has to change. The same thing happens when paying off debt or reaching FIRE. All the extra and unimportant things must be cut off or at least cheaper options found. Once your cost-of-living is decreased, you can start Read More

Creating a budget is a stop on the way to financial freedom

Creating a budget has helped me to enjoy living in Stockholm. Having a budget tells you where your money is going, making it is less stressful. So you do not have to be screaming trying to figure out how to pay your rent because you spent too much money on avocado toast. So, I had Read More