Read here on how to save money on international transfer fees [Ad]

*This article contains affiliate links* Do you transfer money internationally on a regular basis and have to pay the banks a lot of money for a transfer. Of both fees to send and receive and in addition the wire-transfer fee. I am an expat and I regularly send money to the US from Sweden. At Read More

Are you eligible for a $20,000 payout? The Equifax breach settlement

I am not sure if many of you remember the Equifax breach, where millions of Americans information was impacted. A class-action settlement has been filed and submitted to the Court. Equifax denies any wrongdoing. A reader sent me this link below: https://www.equifaxbreachsettlement.com/ If you file a claim, by January 22, 2020, you might be eligible Read More

How to eliminate overdraft fees once and for all

Are you experiencing a lot of overdraft fees or fees in general from your bank? Now, they can really be upsetting. Here are some tips for you to prevent them from happening. Once you start incorporating these tips then building your budget is the next step. 1. Set up an alert. If you speak to Read More

How to Harness the Power of Compounding Interest

Some of you will know what DR stands for, for those who do not know it is Dave Ramsey. Now, I know posting this is a bit crazy… since I know there are many die-hard fans out there. I do not dislike his baby steps but they do not work for me. As I mention Read More

9 Millennial spending habits that are financial wastes

Financial waste is where money is not used intentionally. This is where money slips through the cracks of your budget. Figuring out where these cracks are will help your budget as every dollar/pound/euro/ will have a job. This is an updated version of the ones I have seen in the past. Especially since many people Read More

3 reasons to only use credit cards

Credit cards have received a bad reputation because of the high credit balances that many are struggling to pay off. However, if you do not feel the urge to make unnecessary big purchases, then a credit card is for you. The whole point, from the standpoint of the consumer, is to not rack up debt Read More

5 simple ways to become zero-waste or minimalist and save money!

Reducing your carbon footprint and saving money do not appear to be a tandem team but they very well can be. Buy and sell second-hand goods. I can honestly make an entire post exclusively about this topic. However, the idea is that you sell the goods you are no longer using and instead of throwing Read More

The Financial Diet

Just like when trying to lose weight, the relationship with food has to change. Meaning your lifestyle has to change. The same thing happens when paying off debt or reaching FIRE. All the extra and unimportant things must be cut off or at least cheaper options found. Once your cost-of-living is decreased, you can start Read More

Creating a budget is a stop on the way to financial freedom

Creating a budget has helped me to enjoy living in Stockholm. Having a budget tells you where your money is going, making it is less stressful. So you do not have to be screaming trying to figure out how to pay your rent because you spent too much money on avocado toast. So, I had Read More

5 ways to increase your savings rate

When you are on the path to FIRE (if you do not know what FIRE is, here is a link) or on the path to financial independence, having a higher than normal savings rate can help kick start it. Zero-dollar based savings – This one is my all-time favorite. It is the easiest to keep Read More