The debt free journey can play a little into becoming minimalist. The main idea about being minimalist is not to have empty rooms or an empty house but to fill it with only the things you need or make you happy. If clutter and having too many items makes you feel stressed then the move Read More
Month: May 2019
Boone Hall, Mt. Pleasant, South Carolina
When in the Old South one must make a trip to see the old plantations. One of the stops was to see Boone Hall Plantation, founded in 1681 by Major Boone and it belonged to his descendants until 1955 when it was purchased by the McRae family. A member of the family still lives in Read More
3 reasons to only use credit cards
Credit cards have received a bad reputation because of the high credit balances that many are struggling to pay off. However, if you do not feel the urge to make unnecessary big purchases, then a credit card is for you. The whole point, from the standpoint of the consumer, is to not rack up debt Read More
5 simple ways to become zero-waste and save money!
Reducing your carbon footprint and saving money does not appear to be a tandem team but they can be. The zero-waste movement may seem like a fad but most of our ancestors were zero-waste. It has only been in the last couple of centuries that our waste is becoming unreal. Fortunately, these are simple ways Read More
Debt Free Journey – Zero Waste
This is a hot-topic movement. Many millennials are living minimalist lives and are becoming conscious about how wasteful habits are affecting the environment. For instance, plastic bottles ending up in landfills and not being recycled properly. As a self- professed foodie, I realized that great food is something I am not willing to fully give Read More
The Financial Diet
Just like when trying to lose weight, the relationship with food has to change. Meaning your lifestyle has to change. The same thing happens when paying off debt or reaching FIRE. All the extra and unimportant things must be cut off or at least cheaper options found. Once your cost-of-living is decreased, you can start Read More
Creating a budget is a stop on the way to financial freedom
Creating a budget has helped me to enjoy living in Stockholm. Having a budget tells you where your money is going, making it is less stressful. So you do not have to be screaming trying to figure out how to pay your rent because you spent too much money on avocado toast. So, I had Read More
Cash is not king
At least not in Sweden. All over the #debtfreecommunity Instagram tags I see the phrase ‘Cash is King.’ This stems from Dave Ramsey when he tells those following his baby steps to ditch credit and debit cards and only use cash. Especially since holding cash makes you feel more attached to your money and you Read More
What are the baby steps and should you do them?
Disclaimer: This post is a general overview of the baby steps and my opinions. It is not meant to replace Dave Ramsey’s books about the baby steps or financial peace university. I am not affiliated with Dave Ramsey or his companies. Some of you have heard of Dave Ramsey’s baby steps, which are a great Read More