Debt Free Journey – Minimalism

The debt free journey can play a little into becoming minimalist. The main idea about being minimalist is not to have empty rooms or an empty house but to fill it with only the things you need or make you happy. If clutter and having too many items makes you feel stressed then the move Read More

3 reasons to only use credit cards

Credit cards have received a bad reputation because of the high credit balances that many are struggling to pay off. However, if you do not feel the urge to make unnecessary big purchases, then a credit card is for you. The whole point, from the standpoint of the consumer, is to not rack up debt Read More

5 simple ways to become zero-waste or minimalist and save money!

Reducing your carbon footprint and saving money do not appear to be a tandem team but they very well can be. Buy and sell second-hand goods. I can honestly make an entire post exclusively about this topic. However, the idea is that you sell the goods you are no longer using and instead of throwing Read More

Debt Free Journey – Zero Waste

This is a hot-topic movement. Many millennials are living minimalist lives and are becoming conscious about how wasteful habits are affecting the environment. For instance, plastic bottles ending up in landfills and not being recycled properly. As a self- professed foodie, I realized that great food is something I am not willing to fully give Read More

The Financial Diet

Just like when trying to lose weight, the relationship with food has to change. Meaning your lifestyle has to change. The same thing happens when paying off debt or reaching FIRE. All the extra and unimportant things must be cut off or at least cheaper options found. Once your cost-of-living is decreased, you can start Read More

Creating a budget is a stop on the way to financial freedom

Creating a budget has helped me to enjoy living in Stockholm. Having a budget tells you where your money is going, making it is less stressful. So you do not have to be screaming trying to figure out how to pay your rent because you spent too much money on avocado toast. So, I had Read More

Cash is not king

At least not in Sweden. All over the #debtfreecommunity Instagram tags I see the phrase ‘Cash is King.’ This stems from Dave Ramsey when he tells those following his baby steps to ditch credit and debit cards and only use cash. Especially since holding cash makes you feel more attached to your money and you Read More

Should I do the DR baby steps?

Disclaimer: This post is meant to be a general overview of the baby steps and is not meant to replace Dave Ramsey’s book about the baby steps or financial peace university. I am not affiliated with Dave Ramsey or his company Ramsey Solutions. This post is only meant to be a general overview as well Read More