Last week I wrote about the 5 types of goals you should make every year. You can read more about it here. There are others out there, including , SMART. However, these goal types that I have wrote about have more variation and have clear themes. These are my goals for 2020. As I said Read More
Year: 2019
5 types of goals you should make every year
It is that time of year again. Everyone is making new goals for the upcoming year and reflecting on the goals reached from the previous year. These goals should be attainable and they vary from person to person. Having only one goal or type of goal can be great for some but having a set Read More
I am 29, earn $25k* a year and have increased my net worth by $11k
*25k net, I make over 30k gross. Even with a small income, your net worth can increase. It is that time of year again. Time to reflect on all the achievements and failures of the past year and learn what changes can be made for the upcoming year. As some of you know, I am Read More
St Lucia Day in Sweden – Dec 13th
St Lucia Day is celebrated every December 13th in Sweden. It is a major tradition and it begins at 8 am. Around Sweden, at this time, there are processions in many churches and in state buildings. The lights are dimmed and soft singing begins and grows louder as they walk in the room. Nowadays real Read More
How to graduate with a debt-free college degree
There is a lot of posts going around about how all these people graduated their undergrad debt-free. I am one of these people. There is a level of privilege here that most people are not highlighting. Being able to attend college or university in the first place is due to privilege. Scholarship eligibility also plays Read More
An alternative to the Zero-based budget?
*Disclaimer: This blog post may contain an ad, affiliate codes, or external links. This is not investment advice, only a different way to budget. Who does it fit? Living paycheck to paycheck has a negative connotation and many other finance bloggers write about how it should be the ultimate goal to not live this way. Read More
Christmas Market at Drottningholm Palace – Stockholm
*Disclaimer: This article may contain links to other articles or webpages and affiliate links or codes. This past weekend was one of the many Christmas Markets in Stockholm. They were everywhere- Gamla Stan, Kungsträdgården, and Drottningholm Palace. I visited the latter this weekend. I have been to the others in previous years and I did Read More
‘Spice up your life’: Coconut rice and Bean recipe (2 different types)
A couple of days ago I talked about making coconut #riceandbeans and it had a decent response on my Instagram (Follow me here). So, I made two-types, the recipe I make is lazy and the one my mom makes is not. When I asked her about the measurements, she said to add the amount that feels Read More
How to lower your grocery bill? 5 tips.
General These are universal tips on lowering your grocery bill. I have used these in several countries. So, I will not mention apps that are country-specific since not everyone can use it. These are tips that have gotten me through all steps of my post-secondary education and they are still being applied. Now, for the Read More
How to save money on Black Friday?
The best way to save money is not to spend it, but if you have to, you do not have to go into debt for it. A recent Bankrate survey found that 63% of U.S. adults felt pressure to overspend on travel and gifts during the holiday season. This is not normal and should not Read More