The best way to save money is not to spend it, but if you have to, you do not have to go into debt for it. A recent Bankrate survey found that 63% of U.S. adults felt pressure to overspend on travel and gifts during the holiday season. This is not normal and should not Read More
Month: November 2019
My FI Journey
*Disclaimer: May contain ads or affiliate links* My FI journey is short, only 5 years but a lot has happened in those 5 years. The Past 2015: I graduated from Oxford University with my master’s degree, moved back to the U.S.A, and then received my first student loan bill. I have always loved creating spreadsheets Read More
The cashless society is a war on the impoverished
*Disclaimer: May contain ads or affiliate links* The topic of a cashless society has been met with tension, especially in the U.S. Whole cities are banning cashless stores, which Amazon experienced in Philadelphia. The rise of these cashless stores negatively affect individuals who do not or cannot have bank accounts, especially senior citizens, and minorities. Read More
What would you do to erase your student loans?
According to a survey conducted by OnePoll by Splash Financial, they found that some students would do some outrageous things to erase their student loans. You have noticed my highlighting of the word ‘erase’ since it appears that some want to avoid the paying off process. Which is fair. I know it is difficult, I Read More
Investing- Buys and Sells of week 45
*Disclaimer. I am not a financial advisor or a licensed investor, this is a personal blog and it is not a set of recommendations to you. Always do your own research before investing in the market. Additionally, this article may contain affiliate links. So, I did some purchases and sales on my Robinhood and Charles Read More
Budget how to: I live on $700 monthly in Stockholm
So, I recently made a post on my Instagram about how I live on this amount in Stockholm, Sweden. It was met with some shock. On that note, I decided to show you my monthly budget so you can see how I do it. My Budget Rent: 3724 SEK. It’s an en-suite room with a Read More
How to create an honest-with-yourself budget
I have seen many people create gorgeous budgets and have it fall apart because they set unrealistic goals. When creating a budget it is important that you are honest with yourself. To ensure that it does not fall apart and that you do not fall off the wagon. It is not supposed to feel restrictive Read More
Travel Guide – Tallinn, Estonia
Tallinn is the capital city of Estonia and is one of the best-preserved medieval cities in Europe. This makes it a UNESCO site. It being a well-fortified city meant that it was never razed and pillaged during the medieval period. However, it was not so lucky during WWII when it suffered bombings from Soviet forces, Read More