Or the recycling bins in your area. Other advice is to check out the nearby thrift or discount stores but nothing really beats free. A lot of great pieces get thrown out instead of sold or donated. This is especially true in college towns. Several stories of great items being thrown out are found in Read More
Month: August 2019
Credit cards are not the enemy
It is impulse buying and racking up credit card debt that are the enemy. They can be a great tool if used properly. There are pros and cons to everything but it matters how you use it, just as anything can be weapon if you try hard enough. There are a growing number of people Read More
How to prepare for a recession – 5 ways I will prepare
Disclaimer: * This may contain affiliate links* I’m not a licensed investment adviser. Also, I’m not a tax adviser and this is not tax advice nor investment advice. Please talk to a licensed investment adviser before making any financial decisions. Please talk to a licensed tax advisor before making any tax decisions. Recessions are a Read More
Credit Card Churning- Chase Freedom review
So, this has been a big topic within the financial community. I am one of the people who take part in it. I generally use it for traveling, however, I avoid cards with annual fees. This is because I do not spend enough to make it worthwhile. However, when I know I am going to Read More
The best Vegetarian Lasagna ever!
During the last excavation season, we were told that we had to cook for a couple of days throughout the season. I had this recipe ready to go! It was so popular that I had several people asking me for the recipe. So, I wrote something quickly and sent it off. Then, I decided I Read More
Investing during Baby Step 2?
*contains affiliate links* What is Baby Step 2? It is the second step to financial freedom, as written by Dave Ramsey. In this step, you prioritize debt payoff and cut your spending, investing, etc…to nearly 0. However, there are some nuances to it that he does not adhere to, particularly that it does not work Read More
What is dividend investing and how can you do it?
Disclaimer: *This article may contain affiliate links* I’m not a licensed investment advisor. Also, I’m not a tax advisor and this is NOT tax advice. Please talk to a licensed investment advisor before making any financial decisions. Please talk to a licensed tax advisor before making any tax decisions. What is investing? Investing means Read More
The simplest budget ever
I know there are a lot of budgeting apps, books, methods available on the market but I am here to tell you that you do not really need those. You can do it by dividing your paycheck into percentages. It is like following a budget but in reality, it is more freeing than some budgets. Read More